By purchasing a ticket from Heart and Stroke Foundation of Canada (the “Foundation” or “Heart & Stroke”) for the Winter 2025/2026 Heart & Stroke Lottery, the Purchaser acknowledges they have read, understood, and agreed to these rules and regulations (“Rules”). “Purchaser” means a person: (i) purchasing a ticket(s) for his/her personal use; (ii) purchasing a ticket(s) on behalf of a group where the purchaser’s name and up to two additional names and/or a group name appear on all ticket(s), or (iii) purchasing a ticket(s) that is allocated to another individual or group of which the Purchaser is not a member. The Purchaser’s name shall always appear as the first name on any ticket purchased. All Purchasers are subject to these Rules. The Foundation has no obligation or liability to any person named on a ticket other than the Purchaser. The liability of the Foundation shall be limited to the purchase price of the ticket.  It is the responsibility of the Purchaser to allocate the prize if necessary.

Eligibility: Ticket Purchasers and any other persons named on a ticket must be at least 18 years of age. Tickets must be purchased within the province of Ontario and cannot be mailed outside of Ontario. Only tickets that have been paid and verified as paid by the respective sales deadline are eligible. The Rules prohibit the following individuals and all persons residing in the same household as these individuals from purchasing a ticket: Employees and Board Directors of the Foundation; partners and employees of the ticket fulfillment service provider and its affiliates; and employees of licensed gaming suppliers for the Lottery.

Tickets: Ticket numbers will be issued in sequential order. The official ticket is a receipt of purchase. Ticket purchases are not tax deductible. Only one method of payment may be used per order. Tickets are only refundable prior to the draw date for which they are eligible. Official tickets will be delivered to the customer via email and/or letter mail. Where an email address is not provided, physical tickets will be mailed to the mailing address provided at the time of the order. It is the Purchaser’s responsibility to ensure that ticket(s) are received before the applicable draws commence, however, purchasers do not need physical tickets to be included in the draws. The Foundation is not responsible for orders that are not received on time or at all. Notwithstanding anything contained herein to the contrary, the total liability of the Foundation to any Purchaser shall be limited to the purchase price of the ticket.

Up to three names may be recorded on a Lottery ticket. The Purchaser must be named on the ticket. Any requests to change the name(s) on an official ticket must be received prior to the draw date for which the ticket is eligible. For mail orders only, the change of name must be accompanied with a copy of the Purchaser’s government issued photo ID. 

Draws: All prize draws for the Heart & Stroke Lottery will be conducted at the Heart & Stroke Toronto Office located at 2300 Yonge St, Suite 1200, Toronto, ON, M4P 1E4 at approximately 10:00 a.m. on each draw date. All draws will be made using Random Number Generator (RNG) software under the supervision of Miratel Solutions Inc. 

Prize Claim: Prizes will be awarded to the Purchaser named on the official ticket. A copy of a valid government issued photo ID, which includes address information, may be required to claim the prize. Prize(s) must be claimed no later than six months after the final draw date. Unclaimed prizes will be reported and a charitable allocation to the Foundation will be approved by the AGCO. In the event of a discrepancy, the official records of the Foundation will be deemed correct and final. By claiming a prize, the winner (i.e., successful purchaser) consents to the use of their likeness (photograph, if available), first and last name, ticket number, city or town of residence, video recording (when available only) and transcription/recording of the winner notification phone call to be used for any publicity purposes by the Foundation. Vehicle winners are responsible to licence and insure the vehicle from the time of ownership. Winners may be required, at Heart & Stroke’s discretion, to sign a full & final waiver and release prior to transfer of the prize and may be required to sign a full & final waiver and release of the prize supplier. All cash prizes are paid by cheque or electronic funds transfer in Canadian funds, at the discretion of the Foundation. Vacation cash prizes will be paid by cheque or electronic funds transfer to the primary ticketholder for the value of the trip as described in the lottery brochure at the time of printing. The prize winner may contact the prize supplier to make travel arrangements should they wish to take the trip as described. There is no requirement that vacation prize funds be used towards a travel purchase. For vacation descriptions and details please visit heartandstrokelottery.ca. The Foundation retains no liability to the Purchaser should the value of the described trip increase or decrease after the time of the brochure printing or for any restrictions, actions or inactions of the prize supplier. 

The Foundation is only responsible for communicating with the Purchasers and is not responsible for any prize entitlement of any other individual(s). Prizes stated are retail value with taxes, freight and applicable fees included as of the date contracts were agreed upon with suppliers and are independently verified by prize supplier, as per AGCO rules. 

Release: The Purchaser agrees to release and hold harmless the Foundation, its affiliates and its directors, members, employees, officers, licensees, licensors and agents, and respective advertising and promotion entities and any person or entity associated with the production, judging, or administration of the Lottery (collectively, the “Releasees”) from and against any and all rights, claims and causes of action whatsoever that they may have, or which may arise, against any of them for any liability for any matter, cause or thing whatsoever, including but not limited to any injury, loss, damage, whether direct, compensatory, incidental or consequential, to person, including death and damage to property, arising in whole or in part, directly or indirectly, from their participation in the Lottery or their acceptance, possession, use or misuse of the Prizes. Each Participant acknowledges that the Releasees have neither made, nor are in any manner responsible or liable for, any warranty, representation or guarantee, express or implied, in fact or in law, relative to the Prizes or the Lottery. Apart from manufacturer warranties (which may not be available in all geographies), all warranties are hereby disclaimed.

Privacy: We will use your personal information to administer and evaluate the Lottery, including contacting prize winners, and announcing and promoting prize winners through our public platforms. In addition, we may maintain a record and share details of your interaction and contact information for donor-related, promotional, follow-up and tax receipting communications, where applicable. Occasionally, we may contact you for fundraising purposes or to provide you with mission-related or program-related communications (including telemarketing communications made using automatic dial-announcing device technology) and in accordance with our Privacy Policy, located at www.heartandstroke.ca/privacy. This Lottery is run in compliance with the Foundation’s privacy policy, which can be found in full at www.heartandstroke.ca/privacy. If you wish no further contact or have any questions or concerns regarding the privacy of your personal information, please contact the Privacy Officer at Heart and Stroke Foundation of Canada’s office at 1-888-HSF-INFO (473-4636) or through privacyoffice@heartandstroke.ca.

PLAY RESPONSIBLY - The Ontario Problem Gambling Helpline provides information about problem gambling services in Ontario. For help call toll-free at 1-866-531-2600 or visit www.connexontario.ca 

Net proceeds, (meaning all profit after prizes, marketing and operational expenses are accounted for), go directly to life-saving research in support of our mission to prevent disease, save lives and promote recovery from heart disease and stroke benefiting residents of Ontario.

Classic Lottery

The odds of winning are 1 to 2. All inquiries regarding the 1 to 2 odds of winning, conduct, prizing, and procedures of the Lottery are to be made to the Foundation prior to the order of ticket(s).

Tickets
Tickets will be available for purchase until Midnight, February 6, 2026, or while supplies last. There are 122,325 tickets printed (116,500 tickets will be sold and 5,825 to be awarded as prizes). Tickets are $100 individually, $250 for a 3-Pack, or $375 for a 5-pack. 

Loyalty Ticket Sales Deadline:	Midnight, October 3, 2025.
VIP Ticket Sales Deadline:	Midnight, November 7, 2025
Super Bonus Ticket Sales Deadline:	Midnight, January 16, 2026
Early Bird Sales Deadline:	Midnight, January 30, 2026
Final Ticket Sales Deadline:	Midnight, February 6, 2026

* If all tickets for the Classic Lottery are sold before the Early Bird Deadline (Midnight, January 30, 2026), draws for all remaining prizes will be made on February 12, 2026, at approx. 10:00am. The first draw will be for the Early Bird Prize; followed by the Gift Cards, electronic and small prizes, 2 Vacation Cash Prizes, and 5 Grand Prizes.

Prizes
All values are in $CDN. There are 50,133 prizes to be won, for a total value of $3,261,254.69 (including all taxes, fees and freight). All prizes are tax-exempt for Ontario residents and must be accepted as awarded. No substitutions may be requested except where a cash alternative option is specified. Prizes awarded may not be as illustrated. Prizes may be subject to the substitution of a prize of equivalent value and a nature to be determined at the sole discretion of the Foundation. The Foundation will not make any changes to the conduct and management of the event unless it has first received approval in writing from the Alcohol and Gaming Commission of Ontario (“AGCO”). 

Loyalty Prizes: There are four (4) Loyalty prizes to be awarded, each consisting of one (1) Samsung Entertainment package with a value of $5,406.93 or cash out equal to $5,000.00. Each of the four (4) Samsung Entertainment packages consists of: 65" QLED smart 4K TV, Samsung Q series Soundbar, Samsung S9 Tablet, Samsung Galaxy Watch, Samsung Galaxy Earbuds. 

VIP Prizes: There are four (4) VIP prizes to be awarded, consisting of $7,000.00 cash each.

Super Bonus Prizes: one (1) prize of $50,000.00 cash and 5,825 prizes of one (1) free $100 Heart & Stroke Classic Lottery ticket.  

Early Bird Prize: one (1) Ford F-150 Lightning Platinum (valued at $114,000) or cash out equal to $90,000.00.

Grand Prizes: There are five (5) Grand Prizes. Grand Prize 1: Cash prize of $1 million. Grand Prize 2: Winner must choose one of the two options available: option 1, one (1) BMW M440i xDrive Cabriolet (valued at $99,642) or option 2, one (1) Mercedes-Benz GLE 450 4MATIC SUV (valued at $107,295). Both options have a cash out equal to $85,000.00. Grand Prize 3: Winner must choose one of the two options available: option 1, one (1) Honda CRV Hybrid Touring (valued at $58,760) or option 2, one (1) Jeep Wrangler 4-Door Sport (valued at $59,247). Both options have a cash out equal to $45,000.00. Grand Prize 4: Winner must choose one of the two options available: option 1, one (1) Volkswagen Tiguan Comfortline (valued at $48,400) or option 2, one (1) Ford Bronco Sport BigBend (valued at $50,856). Both options have a cash out equal to $40,000.00. Grand Prize 5: Cash prize of $50,000.00.

Vacation Prizes are awarded as cash. There are two (2) prizes. Prize 1: $10,000.00 cash. Prize 2: $10,000.00 cash.

Electronics and Small Prizes: There are 567 electronic prizes including: two (2) Samsung 65" Smart QLED 4K TV (valued at $1,257.96 each), five (5) KitchenAid 5-Qt. Tilt-Head Stand Mixer – Empire Red (valued at $614.71 each), ten (10) Cuisinart CBK-110C Compact Automatic Bread Maker (valued at $299.44 each), ten (10) Ninja Air Fryer Pro 4in1 (valued at $180.79 each), twenty (20) Verilux Happylight Therapy Lamp (valued at $124.29 each), twenty (20) Kica MINI 3 Percussive Massager - Black (valued at $131.07 each), and five hundred (500) JBL Tune 720BT Wireless Over-Ear Headphones (valued at $138.26 each).

Gift Card Prizes: There are 43,724 prizes of $25 gift cards. Winners must choose between the retailers available: Best Buy, Petro Canada, Winners, President’s Choice, Canadian Tire, Cineplex, Esso, Metro. 

Draws
Winning tickets will be eligible for subsequent draws. The sequence of draws will be as follows: The first draw will be for the Loyalty Prizes. Only tickets purchased by Midnight, October 3, 2025, will qualify for the Loyalty Prize Draws. The draws (4 prizes) will take place on October 16, 2025. The second draw will be for the VIP Prizes. Only tickets purchased by Midnight, November 7, 2025, will qualify for the VIP Prize Draw. The draw (4 prizes) will take place on November 20, 2025. The third draw will be for the Super Bonus Prizes. Only tickets purchased by Midnight, January 16, 2026, will qualify for the Super Bonus Prize Draw. The draw (5,826 prizes) will take place on January 29, 2026. The fourth draw will be for the Early Bird Prize. Only tickets purchased by Midnight, January 30, 2026, will qualify for the Early Bird Prize Draw. The draw (1 prize) will take place on February 12, 2026. The last and final prize draw will be for the electronic prizes, Gift Cards, 2 Vacation Cash Prizes, and 5 Grand Prizes. Only tickets purchased by Midnight, February 6, 2026, will qualify for the Final Prize Draw (44,298 prizes). The draws will take place on February 19, 2026. (All tickets purchased prior to the Loyalty, VIP, Super Bonus and Early Bird deadlines are eligible for the final draw.)

Prize Winner Notification
All winners (in each case, the Purchaser named on the drawn ticket) will be notified in writing by email or mail. It is the responsibility of the primary ticketholder to allocate the prize if necessary. A complete winners list will be available at https://order.heartandstrokelottery.ca/winners on February 20, 2026.

Classic Lottery Licence #: RAF1479608  

50/50 Lottery 

All inquiries regarding odds of winning, conduct, prizing, and procedures of the Lottery are to be made to the Foundation prior to the order of ticket(s).

Tickets
Tickets for the 50/50 Lottery are sold separately from the Classic Lottery. Tickets will be available for purchase until Midnight, February 6, 2026. The winner of the 50/50 Lottery prize will receive 50% of the total accumulated jackpot. There is a minimum guaranteed payout of $500,000.00. The total jackpot is dependent upon the gross revenue generated from 50/50 Lottery tickets sold. All prizes are tax-exempt for Ontario residents and must be accepted as awarded. Tickets are $25 for a 5-Pack, $50 for a 15-Pack or $75 for a 25-Pack. The total number of 50/50 tickets available for sale is unlimited. 

Ticket Sales Deadline
50/50 Ticket Sales Deadline: Midnight, February 6, 2026

Draw
Only tickets purchased by Midnight, February 6, 2026, will qualify for the 50/50 draw. The draw will take place on February 19, 2026, at approximately 10:00 a.m.

Prize Winner Notification
The winner (the Purchaser named on the drawn ticket) will be notified in writing by email or mail and will also be contacted by phone. It is the responsibility of the primary ticketholder to allocate the prize if necessary. A complete winners list will be available at https://order.heartandstrokelottery.ca/winners on February 20, 2026.

50/50 Lottery Licence #: RAF1479605

March Money Lottery

All inquiries regarding odds of winning, conduct, prizing, and procedures of the Lottery are to be made to the Foundation prior to the order of ticket(s). 

Tickets
Tickets for the March Money Lottery are sold separately from the Classic Lottery. Tickets will be available for purchase until Midnight, February 6, 2026, or while supplies last. There are 555,000 tickets available. Tickets are $20 for a 4-pack, $50 for a 12-pack, $75 for a 20-pack, or $125 for a 35-pack.

Ticket Sales Deadline

Bonus Ticket Sales Deadline:	Midnight, December 5, 2025
Final Ticket Sales Deadline:	Midnight, February 6, 2026

Prizes
All values are in $CDN. There are 3,151 prizes to be won, for a total value of $555,000.00 (including all applicable fees and taxes). All prizes are tax-exempt for Ontario residents and must be accepted as awarded. No substitutions may be requested except where a cash alternative option is specified. Prizes awarded may not be as illustrated.

Bonus Draw Prizes: There are 20 bonus cash prizes of $4,500 to be awarded. 

Daily Cash Prizes: There are a total of 31 cash prizes of $10,000 each to be awarded at a rate of one per day from March 1, 2026, to March 31, 2026.

Daily Gift Cards: There are a total of 3,100 $50 Gift Cards to be awarded at a rate of 100 per day from March 1, 2026, to March 31, 2026. Winners must choose between the retailers available: Best Buy, Petro Canada, Winners, President’s Choice, Canadian Tire, Cineplex, Esso, Metro. 

Draws
Winning tickets will be eligible for subsequent draws. Only tickets purchased by Midnight, December 5, 2025, will qualify for the Bonus Draw (20 prizes). The draws will take place on December 18, 2025, at approximately 10:00 a.m. Only tickets purchased by Midnight, February 6, 2026, will qualify for the Daily Cash and Daily Gift Cards (3,131 prizes). The draws will take place on February 19, 2026, at approximately 10:00 a.m.

Prize Winner Notification
Winners (in each case, the Purchaser named on a drawn ticket) will be notified in writing by email or mail. It is the responsibility of the primary ticketholder to allocate the prize if necessary. A complete winners list will be available at https://order.heartandstrokelottery.ca/winners on April 1, 2026.

March Money Lottery Licence #: RAF1479612